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Most residential loans are approved in one day with possession after closing in as little as 10 days! There is no credit score required or application fee. To qualify to buy one of our residential properties, you must provide us with evidence of 12 consecutive months of rental payments and evidence that your monthly debt, including the monthly payment of the home, isn't more than 43% of your pretax income. Monthly payments include escrow amounts for property taxes. Prior to closing, the monthly payment presented to buyers is an estimated monthly payment. The buyer is responsible to pay the first year insurance premium prior to the property closing and provide proof of payment 5 days before the closing. The actual monthly payment amount is determined once the buyer provides the prepaid insurance. The insurance premium for the subsequent years is collected in the monthly payment and held in escrow.

EXAMPLE: Sales Price $129,999 Down Payment $7,500 Monthly Payment $1,677 @ 30 Years

The $1,677 per month payment is based on 11.99% interest rate for 360 months (includes estimated escrow for taxes and insurance). The APR for this loan is 12.06%. All information presented on the website is deemed to be reliable; however, it is not guaranteed to be accurate and is subject to change without notice including the sale prices.

All square footage for property improvement area and/or land area that is displayed is approximate and is not guaranteed as accurate. We recommend that all buyers conduct their own research. We further recommend that the buyer should always purchase a property survey and inquire with the appropriate authorities that the property they desire to purchase or lease can be used for their intended purpose. The seller makes no representation or warranty as to the accuracy of the property description and/or property information or the buyer’s ability to use the property for their intended purpose.

Our property specialists sell our homes. They cannot and will not offer or negotiate loan rates, terms or provide counsel for interest rates or loan terms. They may perform clerical and support activities for loan processing including communication to obtain the necessary information to process or underwrite a loan. We offer the same fixed interest rate of 11.99% per year on all loans for the purchase of our properties.


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SWE Homes  •  6101 Southwest Fwy. Suite #200  •  Houston, Texas  •  77057  •  800 483-1118
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