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Preliminary Administrative Inquiry
We will not prevent a reasonable person from pursuing financing/one of our properties. This FREE, initial inquiry will streamline our efforts to connect you with the right lending personnel. We are prohibited from denying credit based on race, color, religion, national origin, sex, marital status, age or receipt of income from public assistance. You do not need to reveal income derived from alimony or child support unless you want to. With a copy of a recorded divorce decree (showing payments due for more than three years in the future) and evidence of regular payments to you, we can include alimony and/or child support in calculating a greater gross income, and a greater loan amount and monthly payment. We cannot request information from your spouse or former spouse, unless they will be: contractually liable, you are relying on them for income, as a current spouse they must be part of the documentation in this community property state, or you are relying on the income from child support or alimony from a former spouse. We will not exclude income from public assistance, part-time employment, pension, annuity, retirement, alimony or child support. We will not refuse credit based on sex or marital status. A married client can apply alone or choose to have a spouse co-sign. |