We welcome customers with bad credit or no credit. There are no closing costs, all you need to do is submit a free inquiry form to get started. Approval is fast and qualifying for our owner financing program is easy!
SWEHomes.com is an Equal Opportunity Lender
There is No Obligation to you for submitting the loan application.
Any person may apply for a loan. By policy, we will not deny credit to any person based on race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); or if all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
If you are currently married, you may apply for a loan in your name or you may apply for a loan and have your spouse co-sign the loan.
Credit is not denied to anyone based on their sex or their marital status. If you are married, your spouse must sign the documentation if you reside in a community property state such as Texas.
You need not disclose income from alimony, child support or separate maintenance payment if you choose not to do so.
Having made this disclosure to you, we are permitted to inquire if any of the income shown on your application is derived from such a source and to consider the likelihood of consistent payment as we do with any income on which you are relying to qualify for the loan for which you are applying.
The following information is requested by the US Federal Government for certain types of loans related to a dwelling, in order to monitor the Lender’s compliance with equal credit opportunity, fair housing and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a Lender may neither discriminate on the basis of this information, nor on whether you choose to furnish it. However, if you choose not to furnish it, under Federal regulations this Lender is required to note race and sex on the basis of visual observation or surname. If you do not wish to furnish the above information, please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to which the lender is subject under applicable state law for the particular type of loan applied for.)
ADMINISTRATIVE / MARKETING CONTACT: Dolores Mares