Disclaimer: Most land loans can be approved and closed in one day! There is no credit check or application fee. To qualify to buy one of our properties, you must provide us with evidence of 12 consecutive months of rental payments and have a job that pays you 4 times more than the monthly payment for the property you have selected to purchase. Monthly payments include escrow amounts for property taxes.
EXAMPLE: Sales Price $47,999 Down Payment $1,750 Monthly Payment $580 @ 15 Years
The $580 per month payment is based on 11.99% interest rate for 180 months (includes estimated escrow for taxes). The APR for this loan is 12.06%. All information presented on the website is deemed to be reliable; however, it is not guaranteed to be accurate and is subject to change without notice including the sale prices.
In addition to the monthly payment, buyer understands and agrees to pay a monthly loan servicing fee of $35.00* (this amount is subject to change).
All square footage for property improvement area and/or land area that is displayed is approximate and is not guaranteed as accurate. We recommend that all buyers conduct their own research. We further recommend that the buyer should always purchase a property survey and inquire with the appropriate authorities that the property they desire to purchase or lease can be used for their intended purpose. The seller makes no representation or warranty as to the accuracy of the property description and/or property information or the buyer’s ability to use the property for their intended purpose.
Our property specialists sell our homes. They cannot and will not offer or negotiate loan rates, terms or provide counsel for interest rates or loan terms. They may perform clerical and support activities for loan processing including communication to obtain the necessary information to process or underwrite a loan. We offer the same fixed interest rate of 11.99% per year (12.06% APR) on all loans for the purchase of our properties. Our lease agreements are a minimum of two years. After the first year of tenancy, the monthly rent will automatically increase by 10%.
Seller reserves the right to the highest and best offer at sole discretion. Properties many times will sell for more than the listed price. Seller factors variables including offer and items within buyer's files.
Seller reserves the right to reject any and all offers to counter in its sole discretion one or more offers and offer to one or more parties in its sole discretion an opportunity to present highest and best offers.
For Commercial, Investment, and any property that is not the buyer's residence and will not be the buyer's homestead, a 3 year/10% prepayment penalty will apply.
*These conditions are subject to change
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